American Debt Counseling Presents

HERE'S ME DEBT FREE CONTEST RULES

HOW TO ENTER   |   CONTENT   |   WINNER SELECTION   |   PRIZES   |   RIGHTS IN SUBMISSION
DMCA   |   OFFICIAL RULES AND WINNERS LIST   |   SPONSORED BY



NO PURCHASE NECESSARY. VOID WHERE PROHIBITED OR RESTRICED BY APPLICABLE FEDERAL OR STATE LAWS AND REGULATIONS. BECOMING A CLIENT OF AMERICAN DEBT COUNSELING WILL NOT INCREASE YOUR CHANCES OF WINNING. OPEN ONLY TO U.S. RESIDENTS 18 YEARS OF AGE OR OLDER.



1. HOW TO ENTER: Beginning at 12:01 am Eastern Time ("ET") on June 1, 2010 through 11:59 pm ET on July 31, 2010, create and submit a video clip (no longer than three minutes) with your most original, creative or funny version of your life as it would be debt free. You may sing, dance, act or perform in anyway; however, all video content must be original and may not include any copyrighted or trademarked material as further described in Section 2 below. Maximum length of video is three (3) minutes and maximum file size of video is 500MB. The following video formats are acceptable: .3g2, .mpg, .mp4, .avi, .flv, .m4v, .qt, .wmv, .mov, .f4v, or .3gp. Videos must be uploaded to www.YouTube.com by 11:59 pm ET on July 31, 2010, to be eligible for consideration in the contest.

To become an Entrant ("Entrant") you also will be required to complete an online registration form at the time of submission of entry. American Debt Counseling, Inc. ("Sponsor") respects the privacy of on-line visitors. Any personal information collected will be used by Sponsors and their agent(s) solely to administer this promotion and will not be used or disclosed for any other purpose without the consent of the entrant. Personal information that is voluntarily submitted is not sold, transferred, or otherwise disclosed to unrelated entities, unless required by law. Submissions grant Sponsor the right to contact Entrant by email
Entry Requirements: All entries must meet the following guidelines:

Return to the top

2. CONTENT: Each entry must be suitable for display on the internet and uploaded to YouTube.com as outlined in the rules for participation in the contest. Entries may not contain unsafe behavior or situations or contain material considered illegal. Entries must be in the English or Spanish language and must not be obscene or indecent, including but not limited to containing pornography or profanity, nor contain any offensive or defamatory statements including but not limited to words or symbols that might be considered offensive to individuals of any race, ethnicity, religion, sexual orientation or socioeconomic group, nor include threats to any person, place, business, or group, nor invade privacy or other rights of any person, firm or entity, including, without limitation, any third party trademarks or copyrights, nor portray Sponsor products in any way that might tend to subject any of them to public contempt, scandal, disrepute or ridicule. Sponsor reserves the right to make determinations of suitability in its sole and absolute discretion, and to disqualify any entries it determines to be inappropriate for any of the reasons listed above, or for any other reason. Entries must be an original work that are under no restriction, contractual or otherwise, that will prevent Sponsor's use of the Entry and each Entry must be free of any and all liens, encumbrances and claims of third parties. Entrant acknowledges, agrees and warrants that, nothing in the Entry infringes on any copyrights, confidential information, trade secrets or trademarks belonging to any person or entity other than the Participant absent a suitable license, clearance or permission agreement (proof of which may be required upon submission), or violates any person's rights of privacy or publicity and that all necessary releases and permissions have been secured.

Return to the top

3. WINNER SELECTION: All eligible entries will be judged by a panel of judges designated by Sponsor on or about August 15, 2010. Entries will be judged on the following criteria: Originality of video content (25%), Creativity of video content (25%), Adherence to theme and time limit (25%) and amount of page views video generates (25%). Sponsor's decisions are final in all matters relating to the Contest. In the event of a tie, ties shall be broken on the creativity of the Entry.

Winners will be notified in advance by August 30, 2010 and will be by notified via email at the email address provided upon registration.

Return to the top

4. PRIZES: Three winning videos will be announced. A grand prize of $5,000, a second place prize of $1,000 and a third place prize of $500 will be awarded in the form of payment(s) of credit card debt accrued through July 31 up to the value of the prize and paid to one or more of the winner's creditors. Winners must provide sponsor with proof of debt by virtue of a statement(s) dated within 30 days of sponsor's receipt of said statements. No payments will be made for charges occurring after July 31, 2010, the contest's conclusion. Contest void where prohibited. Prize may not be substituted for a prize of equal or lesser value. All taxes are solely the responsibility of the winner.

Return to the top

5. RIGHTS IN SUBMISSIONS: In consideration of entrant's submission being reviewed and evaluated for this Contest, each entrant hereby grants to the Sponsor a non-exclusive, irrevocable, fully paid, universal license to use, copy, sublicense, transmit, distribute, publicly perform, publish, delete or display such submission, or any portion thereof, in any media now known or hereafter devised including, but not limited to, all forms of television, all forms of radio and all forms of internet and wireless protocol without any further right of approval. Each Entrant authorizes the Sponsor and any entities affiliated or in privity with the Sponsor, to utilize in perpetuity, and in any manner they see fit, the submission submitted to Sponsor, and to make derivative works from such material. Each entrant agrees that the results and proceeds of such use shall become the property of Sponsor and/or Sponsor's licensees, and shall be freely assignable by Sponsor and that the Contest Entities and their assignees and licensees shall have no obligations whatsoever to entrant. Each Entrant releases the Contest Entities, and their assignees and licensees, from any and all claims or liability (now known or hereafter arising), including but not limited to any claims for defense and/or indemnity, in connection therewith. Each entrant also grants permission for the Contest Entities to use entrant's name and likeness, for the purpose of advertising, trade, or promotion without further notice, permission, compensation or consideration in any and all media, unless prohibited by law.

Return to the top

6. DMCA: Sponsor complies with the provisions of the Digital Millennium Copyright Act (DMCA). In compliance with the DMCA, a Designated Agent has been established with proper documentation sent to the US Copyright Office.

If you have a concern regarding the use of copyrighted material on any web site, please contact the agent designated to respond to reports alleging copyright infringement.
The designated agent for Sponsor to receive notification of claimed infringement under Title II of the DMCA is: NAME HERE C/O American Debt Counseling, Inc., 14051 NW 14th Street, Sunrise, FL 33323.

Return to the top

DMCA Claims

The DMCA specifies that all infringement claims must be in writing (either electronic mail or paper letter) and must include the following:


Return to the top

7. OFFICIAL RULES and WINNERS' LIST: For a copy of the Official Rules or list of prize winners, which shall be available after September 6, 2010 please send a separate, self-addressed stamped envelope to Here's Me Debt Free C/O Pierson Grant Public Relations, 6301 Northwest 5th Way, Suite 2600 Fort Lauderdale FL 33309. Residents of Vermont may omit return postage.

Return to the top

8. SPONSORED BY: American Debt Counseling, Inc., a 501 (c) (3) non-profit organization that provides financial education programs as well as confidential and professional credit counseling and debt management services across the nation. Corporate headquarters are located at 14051 NW 14th Street, Sunrise, FL 33323.

Return to the top

©2010 American Debt Counseling, Inc. All Rights Reserved.