DEBT MANAGEMENT

If you are burdened by high debt and interest rates or are experiencing a financial hardship, a debt management program may be the solution for you.

ADC's relationship with creditors may reduce your interest rates, eliminate late and over-the- limit fees, combine your monthly payments into one manageable amount, bring past due accounts to a current status, and rebuild and restore your credit rating – helping you to become debt free in the fastest way possible.

ADC’s Debt Management Program May Be Able to Help:

• Stop collection calls.
• Stop over-limit and late fees.
• Reduce or eliminate most credit card interest rates.
• Lower your monthly payments.
• Build a breathable budget and spending plan you can live with.
• Bring most accounts current.
• Simplify bill paying with one easy payment.
• Establish positive money management habits.
• Plan for a healthy financial future.

All clients participating in a debt management program will be provided personalized service from their assigned ADC Case Manager.